Affordable Health Insurance

Flexible Health Insurance

Flexible Health Insurance Over the last decade, Canada's workforce has changed dramatically. Many Canadians are now working on short-term contracts, or for themselves, and are not covered by employer group health insurance plans.

Because many common medical expenses such as dental care, prescription drugs, and private hospital room accommodations are not covered by the Government Health Insurance Plan, people in the new workforce may find themselves paying for these expenses out of their own pockets.

Responding to this situation, many insurance companies are offering a variety of health care packages to cover the needs of individuals. Unlike the travel insurance you may consider buying when taking a trip abroad, regular individual health insurance is designed for the day-to-day medical expenditures, that while routine, can add up to big bills.

Insurance companies such as Manulife Financial offer affordable and flexible services that allow you to choose which benefits you want. If you are working for a company that provides health care, but not dental care benefits, you can purchase your own dental plan. If you require prescription drugs but do not want to pay for a full health care package, you can choose a basic health plan with a drug plan, and drop the dental or vision portions. If you have a family and want comprehensive coverage, you can order the works.